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Equifax Credit Bureau Cybersecurity Incident

Equifax Inc, a provider of consumer credit scores, said on Thursday that personal details of as many as 143 million U.S. consumers were accessed by hackers between mid-May and July, in what could be one of the largest data breaches in the United States. Criminals exploited a U.S. website application vulnerability to gain access to certain files that included names, Social Security numbers and driver’s license numbers. Equifax said in its statement that it was working with law enforcement agencies and has hired a cyber-security firm to investigate the breach. For more information go to https://www.equifaxsecurity2017.com/

*St. Mary’s & Affiliates Credit Union does not submit member information to Equifax. The credit bureaus we report to are TransUnion LLC and Experian.*

LOW Auto Loan Rates!

Match your dream car with a dream loan! Apply for an auto loan today and receive rates as low as 2.69%APR* for 2016-2017 models, including NO PAYMENTS FOR 90 DAYS! Stop by the Credit Union today or apply online! APR*=Annual Percentage Rate

Important Notice! Coming Soon: Same-Day Payments

As part of an effort to improve and modernize the U.S. payments system, you may have noticed a change in times during the day that we apply electronic Direct Deposits to your account. This change was made to help provide you with faster access to funds for same-day Direct Deposits. Beginning on Friday, Sept. 15, 2017, we also will change the times we apply certain electronic debit payments to your account. Many merchants may offer the option to make a same-day electronic payment, such as to pay a bill or transfer funds. If you agree, then the funds may be debited from your account as soon as that very same day. While these types of payments won’t be reflected on your account balance as quickly as your debit card and ATM transactions, you will have access to more accurate information about your actual available account balance more frequently throughout the business day. For more information about this change, please read this link. If you have any further questions or concerns, you may call the office at (608)258-5062. Thank you for your cooperation and we appreciate your membership with us.

Community Event at Hawthorne Library!

On September 25th, Member Service Representatives Ria Sengupta, Jazmynn Appleton and Director of Operations Cassie Thom will be presenting a FREE Financial Budgeting Seminar at Hawthorne Library located right here in Madison on 2707 E Washington Ave! Topics discussed will include how to create a budget and tips to avoiding living a paycheck to paycheck lifestyle, the dangers of Payday Lenders and the steps to filling out a loan application. There will be an hour after the seminar where they will be available for one-on-one questions as well. Visit their website at madisonpubliclibrary.org/hawthorne to sign up!

Introducing… SecurLOCK Equip-App

SecurLOCK is a mobile app that allows you to control how, when and where your debit and credit cards are used. This App is available to anyone who holds a debit or credit card with St. Mary’s & Affiliates Credit Union and has an iPhone or Android smartphone. This app allows you to: Control turning your debit/credit card ON or OFF, set transaction controls, set up alert preferences, displays recent transaction history, set spending limits, limit transactions to a specific location or region, allow or block international merchants, login security and MUCH, MUCH MORE!

To download the App, go to the App Store on your iPhone or Google Play store on your Android device.

Did you know…..?

Did you know that you can update your address with us at any time on the Home-banking website? Just log into your online account, go to your Settings tab and scroll to the bottom where it displays the message, “Have you moved recently?” There you are able to update your address fast, quickly and at your convenience. We ask that you please provide a physical address and if you would like to add a P.O. Box, please provide the P.O. Box address in addition to the physical address. Thank you for cooperation.

Sign Up for BUZZPOINTS!

A FREE Rewards Program! How does it work? Earn Points on everyday purchases, using your SMACU Debit Card by processing your transactions as a credit! Shop local for greater rewards. How do I receive Rewards? Once you have stored up your buzzpoints, you can redeem points for gift cards or coupons to local businesses! There is no catch! This program truly supports our local businesses. Simply Register for your BUZZPOINTS today! For more information please contact the credit union.

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Low Rate of 3.25% APR* on Home Equity Loans!

You have the IDEA! We have the resources to make your home, your own AND Closing costs are as low as $183! Apply Online Now! With further questions please contact the credit union and ask to speak with a loan officer.

APR*= Annual Percentage Rate. Rate based on 10 year term and 70% loan-to-value. Standard loan policies and procedures apply. Closing costs as low as $183.00 in Dane County. Other counties may vary. Appraisal cost not included. Membership eligibility required. See current rate sheet for complete details.

GAP Insurance and Total Restart

If you purchase GAP Insurance from SMACU, our NEW coverage also includes Total Restart. GAP can help cover the difference between what your insurance company says your vehicle is worth and what you actually owe on it.

Total Restart is a wise coverage to add! Total Restart could provide a credit for up to $4,000.00 towards your next auto loan through us, to replace the vehicle that was damaged. Make sure you are covered! This coverage may be added to new and existing loans!

For more information contact the Credit Union and speak with a Loan Officer! 608-258-5062

9.90% APR MasterCard Credit Card

You will see serious savings with our 9.90% APR* Fixed MasterCard Credit Card. Thinking of doing a balance transfer? All we need is the current statement, payoff amount and full credit card number. If you have any questions, contact Joyce or Willie at 608-258-5062, or fill out a credit card application and make sure to select “Other” and type “balance transfer” in the space provided.

In need of Over Draft Protection?

Return fees and debit card denials got you down? Why not sign up for Courtesy Pay on your checking account? Click the following link to learn more about Courtesy Pay another form of over draft protection Courtesy Pay Opt-In Form.

In the market for a vehicle?

Click here to get pre-approved through CUDL, and also shop all dealerships in the Credit Union Direct Lending program. Questions? Call Joyce, our Director of Lending at 608-258-6137 today!

Tell Us How We’re Doing

Click here to fill out a KUDOS Card today to rate overall, staff and transaction performances. Your opinion matters to us!