PIN Required on Debit Cards Out of State
Due to the increased amount of fraud we have been experiencing on our DEBIT CARDS, all OUT OF STATE transactions will REQUIRE the use of your PIN.
We realize this is an inconvenience for our members, however we feel we need to take a proactive approach to protect both our members and the credit union from fraud losses.
In view of this, the PIN requirement will be in effect until we notice fraudulent charges have subsided.
If you have any questions, please contact us at (608)-258-5062, or email email@example.com
**Please remember there are ATM’s available. This does not apply to the MasterCard Credit Card
Upgrading has Never Felt so Good
Get your hands on a new vehicle with St. Mary’s and Affiliates Credit Union. Rates are as low as 1.99% APR* for new 2014-2015 models. Its simple! Fill out an online application or call Willie at (608)-229-7046 for more information.
Traveling for Summer?
SMACU sells Travel Money cards just for these types of fun vacations. The VISA Travel Money Card is $3 per card and it is loadable from $100.00-$5000.00. Instead of taking your debit or credit card, stop by SMACU for the Travel Money Card to get your Spring Break rolling the right way.
MasterCard Credit Card
Starting June 8th, transfer your credit card balance to SMACU’s MasterCard credit card and receive a low rate of 2.99%APR for 6 months! Maximum balance transfer of $5000.00.
Home Equity Loan Special
Are you in the market to refinance your current second mortgage or home equity? Or are you looking to be preapproved for a home equity loan? Look no further St. Mary’s & Affiliates Credit Union has the rate for you. Our current home equity rate is as low as 3.00% APR. click here to apply or call 608-229-7046 for complete details.
In need of Over Draft Protection?
Return fees and debit card denials got you down? Why not sign up for Courtesy Pay on your checking account? Click the following link to learn more about Courtesy Pay another form of over draft protection Courtesy Pay Opt-In Form.
In the market for a vehicle?
Click here to get pre-approved through CUDL, and also shop all dealerships in the Credit Union Direct Lending program. Questions? Call Joyce, our Director of Lending at 608-258-6137 today!
Need a Student Loan?
SMACU supports and refers our members to Sallie Mae for student loans. Click here to learn more about Sallie Mae or to apply for the loan.
Kidz Corner: Hey Kirby and Echo Club Members
Don’t forget to bring in your second semester report card. If you have a GPA of 3.0 or higher we will deposit $10 into your savings account. Don’t have a Kirby or Echo club yet? No problem! Click here to learn more about our accounts. When you’re ready, come into the credit union and we’ll get you set up.
St. Mary’s & Affiliates Credit Union offers two scholarship opportunities every year. Two $750 scholarships are awarded each semester, one to high school seniors and one to continuing education students.
The next applications will be due November 27th, 2015.
Must be a member of St. Mary’s & Affiliates Credit Union for 3 months (August 2015) prior to application deadline to qualify. Click here for complete details.
Tell Us How We’re Doing
Click here to fill out a KUDOS Card today to rate overall, staff and transaction performances. Your opinion matters to us!