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Member Loyalty Loan Program

Our Member Loyalty Program offers discounts on your loan rates.
Save up to 1% off your next loan rate.

If you currently have an account with SMACU that has been opened for at least six months, you may be eligible for a .50% discount on your loan rate.

Have an active checking account with a debit card opened for at least a year? You could qualify for an additional .50% discount on your loan rate.

Offer valid on closed-end loans only. Home equity, share or CD secured, Kwik Cash and MasterCard credit cards are not eligible for a rate discount. Risk-based rates apply, the discount will be taken off your qualifying rate.