Kirby Club (Age 0-12)

NEW AND IMPROVED!!

The Kirby Club has undergone some changes. Check out all of the fun stuff you get as a kirby member.

When you open your account...

• SMACU will pay your $5.00 opening deposit
• Free piggy bank

As a Kirby member you'll get...

• Yearly birthday card mailed to you with a special birthday gift
• $10 Good grades reward (if you bring in your report card and have at least a 3.0 GPA or equivalent)
• Punch card for prizes
• Earn 1.00% APY* for balances up to $2,000
• Earn dividends on daily balances of $5.00 or more
• Special certificate rates
• Quarterly newsletters mailed to you
• Access to Googolplex
• Access to Kirby Kids Club Online

The Echo Club (Age 13-17)

The Echo Club

The Echo Club offers many different options for our members age 13-17! It is a club designed for the Echo Boomers Generation. This club is a safe and effective start on learning about managing money! It's a great stepping stone for success for students getting ready to take those next steps.

When you open your account...

• SMACU will pay your $5.00 opening deposit

As an Echo Club member, you can get...

• Multiple Savings Accounts to save for all of those big events*
• A Free Echo Checking account*
• Pre-paid Debit Card (Age 13-15)*
• Debit Card (Age 16-18)*
• Special Certificates with a $200 minimum*
• $10 Good grades reward (if you bring in your report card and have at least a 3.0 GPA or equivalent)
• Share Secured Credit Card*
• Co-signed vehicle loan*
• Scholarships available to seniors
• Access to Googolplex
• Access to MoneyMix

*a parent/legal guardian agrees to be held liable on a checking account and is the primary holder on a MasterCard with a teen listed as a signer. At age 18, by request, these products will become the teen's sole responsibility.