A certificate of deposit is an account with a set dividend rate and maturity date. Its a way to earn higher returns if you are willing to give up some liquidity.    

• Certificate deposits start at just $500
• Certificate terms range from 3 months to 24 months
• Dividends on 3 month certificates are paid at maturity
• Dividends on all of the other certificates are calculated on the daily balance and compounded and paid quarterly
• We have a 12 month option certificate which has an add on feature and allows minimum additions of $100 during the term.  The total annual additions cannot exceed $5200
• Our 24 month certificate has a one time adjustable rate feature.  At any time during the term of your certificate you may adjust to the current 24 month rate while maintaining the original maturity date.
• Check out our great certificate rates and Open Your Account Today!