Get your loan from someone you know!  Great rates and fast, friendly hometown service.  That's the credit union advantage.

Single Payment Loan

• This is a loan for a maximum of 180 days with a single payment (principal and interest) at the end of the term

• Same rate as the one year personal loan rate

• Credit life and credit disability insurance are available

• Check out our great rates

• Calculate a payment

• Apply online right now

Share Secured Loans

• This is a loan that is secured with an equal amount of money in savings at St. Mary's & Affiliates Credit Union. The Credit Union will place a hold on the savings balance

• Dividends are still paid on your savings, at the current rate

• Payroll deduction or preauthorized electronic/automatic payment services are available

• Credit life and credit disability insurance are available

• Check out our great rates

• Calculate a payment

• Apply online right now

Share Certificate Secured Loans

• This is a loan that is secured by a Share Certificate on deposit at the Credit Union

• The initial loan rate will be granted at two percentage points higher than the current rate being paid on the Share Certificate. The loan rate will be adjusted annually to maintain a 2% spread between the loan rate and the Share Certificate rate.

• Only Share Certificates with a one year or longer maturity can be used to secure a loan. If the certificate is for a shorter term initially, it must be renewed for a term of at least one year.

• The member will be notified that the loan needs to be rewritten when the certificate maturity notice is sent. The loan will be rewritten annually with any interest rate adjustment necessary.

• Payroll deduction or preauthorized electronic/automatic payment services are available.

• Check out our great rates

• Calculate a payment

• Apply online right now

Personal Loans

• Loans for purposes such as: vacation, household purchases, home improvement, computer equipment, educational expense, medical expense, bill consolidation, etc.

• The loan may be secured by signature, co-signer, auto or other acceptable collateral.

• Rates and terms are based on amount and length of repayment.

• Payroll deduction or preauthorized electronic/automatic payment services are available.

• Credit life and credit disability insurance are available

• Check out our great rates

• Calculate a payment

• Apply online right now

Kwik Cash Loans

• Kwik Cash is a line of credit established by the Loan Officer or Credit Committee. Individual limits are set for each applicant.

• The minimum advance a member can request from the line of credit is $100.

• Monthly payments must be made on outstanding balances and are due by the 15th of each month.

• Payroll deduction or preauthorized electronic/automatic payment services are available.

• Credit life and credit disability insurance are available

• Check out our great rates

• Calculate a payment

• Apply online right now