Your savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United States Government.

Current Loan Rates
(Rates Effective as of May, 2012)

MEMBERS WITH AN ACTIVE CREDIT UNION CHECKING ACCOUNT PLUS 4 QUALIFYING SERVICES RECEIVE AN ADDITIONAL 1/4% OFF ON THEIR AUTO/RECREATIONAL LOAN RATE.
IT'S EASY TO QUALIFY - JUST ASK HOW!

GREEN RATE! RECEIVE 1/4% OFF A GREEN VEHICLE LOAN. OVER 300 VEHICLES QUALIFY!

(Green Rate and Advantage Rate cannot be combined)

NEW VEHICLES:
(2011-2013)	3.74% APR Up to 72 Months

USED VEHICLES:
(2010-2009)	3.74% APR Up to 60 Months
(2008-2007)	3.74% APR Up to 60 Months
(2006-2005)	3.74% APR Up to 54 Months
(2004-2003)	3.74% APR Up to 48 Months

MOTORCYCLES, BOATS, CAMPER TRAILERS, RV'S:
(2008-2013)	6.99% APR*

HOME EQUITY: *These rates DO NOT qualify for 1/4% off

80% LTV*

3.75% APR*** 4 Year Fixed

4.00% APR*** 5 Year Fixed

4.00% APR*** 5 Year Fixed (Up to 30 years, 5 year Balloon Payment)

81%-90% LTV*

5.50% APR*** 4 Year Fixed

6.25% APR*** 5 Year Fixed

6.25% APR*** 5 Year Fixed (Up to 30 years, 5 year Balloon Payment)

91%-100% LTV*

8.25% APR* 4 Year Fixed

9.50% APR* 5 Year Fixed

9.50% APR* 5 Year Fixed (Up to 30 years, 5 year Balloon Payment)

*LTV = Loan to Value

*** Special Rate: Existing loans do not qualify unless there is an add-on of at least $10,000.00.

*HOME EQUITY LINE OF CREDIT: These rates DO NOT qualify for 1/4% off**
60% LTV*	Prime Rate - Adjusted Quarterly
80% LTV*	Prime Rate + 1/2% - Adjusted Quarterly

*LTV = Loan to Value

UNSECURED:
Up to 60 Months	9.90% APR* Variable Term

1ST MORTGAGE LOANS:
Call Credit For Current Rates & Criteria	Call Credit For Current Rates & Criteria

MASTERCARD:
Classic Card	9.90% APR*

KWIK CASH:
Line of Credit	15.00% APR*

SHARED SECURED:
Share Secured	4.00% APR*

CERTIFICATE:
Percentage above Certificate Rate	2.00% APR*

*APR is the Annual Percentage Rate.

Current Loan Rates (Rates Effective as of May, 2012)

Current Loan Rates
(Rates Effective as of May, 2012)