Shares/Savings

• $5 to open and maintain membership
• Earn dividends on daily balances of $100 or more
• Dividends are calculated on the daily balance and compounded and paid monthly
• Payroll deduction is available, for an easy way to save
• You can change the amount deducted at any time
• Free of monthly service charges
• Check our great rates!

Advantage Account

• Requires a minimum balance of $2000
• Earns a higher dividend rate than the regular savings
• Dividends are calculated on the daily balance and compounded and paid monthly
• Deposits and withdrawals can be made at any time
• Having this account provides overdraft protection
• Payroll deduction is available
• You can change the amount deducted at any time
• Check our great rates!

Christmas Club

• Requires a minimum balance of $5
• Earn dividends on daily balances of $100 or more
• Dividends are calculated on the daily balance and compounded and paid monthly
• You can join at any time
• It’s easy to save for Christmas with payroll deduction-out of sight out of mind! You can change the amount at any time during the year
• Balances are transferred to your savings or checking account on November 1st
• To discourage withdrawals during the year, there is a fee for each withdrawal
• Be ahead of the game at Christmas!

Kirby Club

Visit our great Kirby Kids Club Online! Savings program to encourage young members to save Children birth through 12 years are invited to join $5 minimum deposit to open and maintain account Earn dividends on daily balances of $5 or more Dividends are calculated on the daily balance and compounded and paid monthly Small gifts are awarded for various levels of savings