|
Loan
Type |
Rate
* |
Term |
|
New Auto
(2009 to 2010 Models)
|
3.60%**
4.80%**
5.00%**
6.25% |
36 Months
48 Months
60 Months
72 Months |
|
Used Auto
(2007 & 2008 Models)
(2005 & 2006 Models)
(2003 & 2004 Models)
(2001 & 2002 Models)
(1999 & 2000 Models) |
5.25%**
5.74%
6.24%
6.85%
7.85% |
up to 60 months
up to 60 Months
up to 54 Months
up to 48 Months
up to 36 Months
|
|
Recreational
Vehicles
Boats, Motorcycles, Campers, RV's |
6.99%**
6.99%**
|
New (2006 - 2010 Models)
Used (2003 - 2005 Models)
|
|
Mobile Homes, Large
Motor Homes & Large Boats |
Same as 2nd Mortgage |
|
|
Share Secured |
4.00% |
|
|
Share
Certificate Secured |
2% Above Certificate
Rate |
|
|
Education
Loans |
9.00% |
With monthly payment &
tuition bills |
|
Personal
*Current loans require $500.00 add-on for new rate* |
9.90%
9.90%
9.90%
9.90% |
1 year repayment
2 year repayment
3 year repayment
more than 3 year repayment
|
|
Kwik Cash |
15.00% |
Line of Credit |
|
1st Mortgage Loans
(call for criteria & costs) |
--------- |
Up to
30 years |
|
Home Improvement |
10.00% |
Minimum $1,000 (submit
bills or estimate) |
|
Home
Equity
80% Loan to Value
81% - 90% Loan to Value
91% - 100% Loan to Value |
4.75%
4.99%**
4.99%**
6.00%
7.25%
7.25%
8.25%
9.50%
9.50%
|
4 year fixed
5 year fixed
up to 30 years, 5 yr balloon pymt
4 year fixed
5 year fixed
Balloon
4 year fixed
5 year fixed
Balloon |
|
Home Equity Line of
Credit
60% Loan to Value
80% Loan to Value |
Prime
rate
Prime rate + 1/2
|
Variable rate adjusted quarterly
Variable rate adjusted quarterly
|
|
MasterCard |
9.90% |
No annual fee |