November 1 - December 23

Holiday Loan Special

Loans up to $2,500. Rates as low as 6.99% APR*

Apply Today

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Put the built-up equity to work with a

Home Equity Loan

Rates start as low as 5.00% APR*

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Round-up Savings Account

Earn 5.00% APY*

Use your SMACU debit card and the rounded amount will be added to your Round-up Savings Account

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Mastercard

Credit Card Fixed Rate of 9.9% APR*

No annual fees | No balance transfer fees

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Low Vehicle rates

Vehicle Rates as Low as 4.75% APR*

No payments for 90 days!

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Easy Online Banking

Conveniently manage your money with online and mobile banking.

Become A Member

Be a part of something great. From personalized service to lower rates, experience the credit union difference.

Auto Loan

No payments for 90 days! Feel confident at the dealership with a pre-approval.

Personal Loans

Our quick, affordable personal loans could give you the cash you need, when you need it.

Credit Card

Fixed rate. No annual fee. No balance transfer fees.

Refer-A-Friend

Refer a new member and we will give you each $20! And, if they open a new loan or checking account, we will give you each $60!

Round-Up Savings Account

You make a purchase with your SMACU debit card. We round-up the purchase to the next dollar amount. The change is deposited into your account and earns 5.00% APY*.

Saver's Sweepstakes

Saver’s Sweepstakes offers prize drawing entries in return for each time you increase your savings balance by $25. Drawings are monthly, quarterly and annually.

We're here to serve you

Achieving Financial Health for St. Mary’s Employees and the Community

SMACU participates in the CO-OP Shared Branching Network.

There are over 5,600 locations nationwide!

4.75%

APR* Vehicle Loan

5.00%

APR* Home Equity Loan

9.90%

APR* Credit Card

5.00%

APY* Round-Up Savings

banking on the go

Online & Mobile Banking Allow You to Perform Many Account Transactions Without Visiting a Branch

St. Mary’s & Affiliates Credit Union is offering the convenience and flexibility of 24-hour home credit union to our members. Download our app for iPhone and Android.

Learn about online banking

Our History

Over 60 Years Helping Health Care Workers, Their Families and the Community

Learn More About SMACU

CO-OP Credit Union

SMACU Participates in the CO-OP Shared Branching Network

Our main office is located in St. Mary’s Hospital, but we have over 5,600 branch locations nationwide.

Find A Branch Near You

Our History

Over 60 Years Helping Health Care Workers, Their Families and the Community

Learn More About SMACU

CO-OP Credit Union

SMACU Participates in the CO-OP Shared Branching Network

Our main office is located in St. Mary’s Hospital, but we have over 5,600 branch locations nationwide.

Find A Branch Near You

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.