Round Up Saver’s Program

Savings couldn’t get any easier!

Here’s how it works:

  1. You make purchases conveniently and safely with your SMACU debit card.
  2. We round up the purchase, up to the next dollar amount.
  3. The change is deposited into your Round-Up Savings account, where it earns a high dividend rate.

Rounding up makes cents!


  • Must have a SMACU checking account and debit card
  • No fees, service charges, or minimums
  • Purchases made with your SMACU debit card are rounded up to the next whole dollar amount
  • The difference is deposited into your Round-Up Savings
  • No additional deposits can be made after the account is opened. Only round up deposits allowed to this account via debit card purchases

*APY = Annual Percentage Rate. Interest earned on all accounts. See rate schedule for current dates. All rates subject to change anytime.