Referral Program

The best compliment you can give us is a referral. And we are happy to reward you and your friend.

If you refer a new member we will give you each $20!

And, if they open a new loan or checking account we will give you each $60!

Thank you for choosing SMACU. We love our members and as a credit union we are proud to offer lower rates on loans, higher savings rates, and fewer service fees.

Membership eligibility required. $20 will be deposited into each member’s share account at the time of new member account opening. $60 loan referral will be paid to the member who referred the new account after loan closing. $60 for a new checking account will be deposited into your account after the first direct deposit is received. Ask a member service representative for details. Some restrictions apply.