Bridge

Loan Rates


(Rates Effective as of September 1, 2019) 

Rates may vary based on your creditworthiness and repayment options

IT’S EASY TO QUALIFY – JUST ASK HOW!

  VEHICLES & MOTORCYCLES:
  (2018-2020)
  • 3.24% APR*  Up to 48 Months
  • 3.74% APR*  Up to 63 Months
  • 4.24% APR*  Up to 75 Months
  • 4.74% APR* Up to 84 Months

    MEMBER LOYALTY APR*
  • 2.50% APR* Up to 48 Months
  • 2.74% APR* Up to 63 Months
  • 3.24% APR* Up to 75 Months
  • 3.74% APR* Up to 84 Months
  (2016-2017)
  • 4.19% APR* Up to 63 Months
  • 4.99% APR* Up to 75 Months

    MEMBER LOYALTY APR*
  • 3.19% APR* Up to 63 Months
  • 3.99% APR* Up to 75 Months
  (2014-2015)
  •   4.39% APR* Up to 63 Months

    MEMBER LOYALTY APR*
  • 3.39% APR* Up to 63 Months
 (2012-2013)
  •   4.99% APR* Up to 48 Months

MEMBER LOYALTY APR*

  • 3.99% APR* Up to 63 Months
 (2010-2011)
  •   5.29% APR*  Up to 36 Months

    MEMBER LOYALTY APR*
  • 4.29% APR* Up to 63 Months
BOATS, CAMPER TRAILERS, RV’S:

(2018-2020)

(2010-2017)

  •  4.99 % APR*

MEMBER LOYALTY APR*

  • 3.99% APR* Up to 84 Months
  • 5.99% APR*
    Up to 84 Months

    MEMBER LOYALTY APR*
  • 4.99% APR* Up to 84 Months

 

  HOME EQUITY:
 70% LTV*   3.49% APR*  up to 15 Year Fixed
  80% LTV*

3.75% APR 4 Year Fixed

4.00% APR Up to 30 Years, 5 Year  Balloon

  81%-90% LTV*

  4.75% APR 4 Year Fixed

5.00% APR Up to 30 Years, 5 Year  Balloon

*LTV = Loan to Value

  HOME EQUITY LINE OF CREDIT:
  60% LTV*   Prime Rate – Adjusted Quarterly
  80% LTV*   Prime Rate + 1/2% – Adjusted Quarterly

*LTV = Loan to Value

  UNSECURED:
  Up to 60 Months 7.99% APR*  Variable Term

MEMBER LOYALTY APR*

  • 7.99% APR* Variable Term

 Rates may vary based on your creditworthiness and repayment options

 1ST MORTGAGE LOANS:
  Call CU For Current Rates & Criteria   Call CU For Current Rates & Criteria
 MASTERCARD:
 Classic Card   9.90% APR*
 KWIK CASH:
  Line of Credit   15.00% APR*
 SHARED SECURED:
  Share Secured   4.00% APR*
 CERTIFICATE:
 Percentage above Certificate Rate   2.00% APR*

*APR is the Annual Percentage Rate.

****Member Loyalty eligibility- Must have a SMACU share savings account active for at least 6 months to receive a .50% rate discount. You may receive an additional .50% off if you have had an active checking account with a debit card for at least a year. A total of 1% off the current rate! Member loyalty discount cannot go below 2.50%.