Certificate of Deposit

A certificate of deposit is an account with a set dividend rate and maturity date. Its a way to earn higher returns if you are willing to give up some liquidity.

  • Certificate deposits start at just $500
  • Certificate terms range from 3 months to 24 months
  • Dividends on 3 month certificates are paid at maturity
  • Dividends on all of the other certificates are calculated on the daily balance and compounded and paid quarterly
  • Our 24 month certificate has a one time adjustable rate feature.  At any time during the term of your certificate you may adjust to the current 24 month rate while maintaining the original maturity date.
  • Check out our great certificate rates!