Bridge

Current Deposit Rates




(Rates Effective as of September 1, 2019)


60th Anniversary Special

*******ANNIVERSARY SPECIAL*******

SHARE CERTIFICATE RATE ADD-ONS
Based on how long you have been a member at SMACU.

41-60 years as a member add .60
21-40 years as a member add .40
0-20 years as a member add .20

SHARE/SHARE DRAFT RATES:

 Type of Investment

Minimum
Deposit
Term
APY*
Rate
Regular Savings
$5.00
Open
.15%
.15%
Advantage Account
$2,000.00
$10,000.00
Open
Open
.25%
.30%
.25%
.30%
Christmas Club
$5.00
Open
.50%
.50%
Kirby / ECHO Club
$5.00-$3000.00
Open
1.00%
1.00%
$3000.00 +
Open
.15%
.15%
$500-$2000.00
12 Months
1.10%
1.10%
$500-$2000.00
18 Months
1.20%
1.20%
IRA Deposit Account
$5.00
Open
1.51%
1.50%
Share Certificates
$500.00
3 Months
.85%
.85%
$500.00
6 Months
.90%
.90%
$500.00
9 Months
1.00%
1.00%
$500.00
12 Months
1.26%
1.25%
$500.00
18 Months
1.36%
1.35%
$500.00
30 Months
1.46%
1.45%
$500.00
36 Months
1.51%
1.50%
$500.00
48 Months
1.56%
1.55%
$500.00
60 Months
1.61%
1.60%
Adjustable Certificate***
$1,000.00
24 Months
1.40%
1.39%
Plus Share Draft
$100.00 to earn dividends
Open
.15%
.15%

*** 24 month Share Certificate has a one-time adjustable rate feature. At any time during the term of your certificate, you may adjust to the current 24-month rate while maintaining the original maturity date.

*APY is the Annual Percentage Yield. Rates and fees are subject to change. Penalty for early withdrawal