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Calculate your monthly payments after refinancing.

See how refinancing can help you reduce your monthly payment and how much the refinanced loan will cost over time.

Current Loan

Refinanced Loan

new payment


new interest


new total loan cost


difference in cost


*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.