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Loan Payment Fees for Credit or Debit Card Payments

Make your SMACU Credit Union payments online by clicking on the “Make Your Payments Here” button below, a secure and convenient option to make your loan payments.  Using a routing number and account number to make your loan payments is free (no cost)!  Loan payments using a debit card or credit card will be charged a convenience fee according to the fee schedule below.  Contact the credit union with any questions or if you need help initiating a loan payment!

It is easy to set up an account or you can continue as a guest.

Make Your Payments Here

Card Payment Fees

Payment AmountFee
$0 – $99.99$3.60
$100.00 – $199.99$6.20
$200.00 – $299.99$8.80
$300.00 – $399.99$11.40
$400.00 – $499.99$14.00
$500.00 – $599.99$16.60
$600.00 – $699.99$19.20
$700.00 – $799.00$21.80
$800.00 – $899.99$24.40
$900.00 – $999.99$27.00
$1,000.00 – $1,099.99$29.60
$1,100.00 – $1,199.99$32.20
$1,200.00 – $1,299.99$34.80
$1,300.00 – $1,399.99$37.40
$1,400.00 – $1,499.99$40.00
$1,500.00 – $1,599.99$42.60
$1,600.00 – $1,699.99$45.20
$1,700.00 – $1,799.99$47.80
$1,800.00 – $1,899.99$50.40
$1,900.00 – $1,999.99$53.00

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.