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SMACU has teamed up with TruStage to bring you insurance offerings that are affordable, quick to set up, and easy to understand.

You could get your quote and complete the process all online in just 10 minutes. This makes it easier than ever to protect your loved ones starting today.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, and home, and more. And they’re only available to credit union members like you.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit

Auto Insurance

Homeowners Insurance

  • Get the convenience of online servicing and 24/7 claims service
  • Get your free quote today
  • Your credit union membership could result in some nice savings

Term Life Insurance

This coverage, underwritten by CMFG Life Insurance Company, is only available to credit union members

  • Help provide a financial safety net for your loved ones when they need it most
  • Offer a variety of coverage options designed to fit your budget and provide the right level of protection
  • Get your free quote today

Accidental Death Insurance

AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

  • To receive $2,000of AD&D coverage at no cost or obligation, all you need to do is claim it
  • You can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life
  • Get your free quote today

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.


*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.