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The best compliment you can give us is a referral. And we are happy to reward you and your friend.

  • If you refer a new member we will give you each $20!
  • And, if they open a new loan or checking account we will give you each $60!

Thank you for choosing SMACU. We love our members and as a credit union we are proud to offer lower rates on loans, higher savings rates, and fewer service fees.

Membership eligibility required. $20 will be deposited into each member’s share account at the time of new member account opening. $60 loan referral will be paid to the member who referred the new account after loan closing. $60 for a new checking account will be deposited into your account after the first direct deposit is received. Ask a member service representative for details. Some restrictions apply.

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.