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Make your money count.

St. Mary’s & Affiliates Credit Union offers two different checking accounts–Convenience Checking and Plus Checking.

Transactions can be handled via ATM, Home Banking, Direct Deposit, mail, or in person. Debit Card access is available with either account.

Convenience Checking

  • No monthly fee
  • No minimum balance
  • No per-check charges
  • Unlimited check writing
  • Complimentary first box of checks
  • Secure online check reordering
  • Unlimited debit card usage

Plus Checking

  • Earn dividends on daily balances of $100 or more
  • Dividends are calculated on the daily balance and compounded and paid monthly
  • Only $5 monthly service charge for balances that fall below $100
  • Maintain $500 in your regular savings account, advantage account or a share certificate, and then you don’t need to maintain a minimum balance in your checking account
  • No per-check charges
  • Unlimited check writing
  • Complimentary first box of checks
  • Secure online check reordering

Renew Checking

  • For members previously reported to ChexSystems
  • 12 month program to be completed in steps
  • Financial counseling available

Kid’s Club Checking

Our Kid’s Club offers many different options for our young members!  This club is a safe and effective start to learning about managing money!

  • Multiple Savings Accounts to save for all of those big events*
  • A Kids Checking account*
  • Pre-paid Debit Card*
  • Debit Card*
  • Special Certificates with a $200 minimum*
  • Good Grades Rewards!*

Our Kid’s Club account allows students and parents to participate in as many (or as few) of the accounts and services as they like. It’s a great stepping stone to success for students getting ready to take those next steps.

*A parent/legal guardian agrees to be held liable on a checking account and is the primary holder on a MasterCard with a teen listed as a signer. At age 18, by request, these products will become the teen’s sole responsibility.


*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.