Saving couldn’t get any easier!
Here’s how it works:
- You make purchases conveniently and safely with your SMACU debit card.
- We round up the purchase, up to the next dollar amount.
- The change is deposited into your Round-Up Savings account, where it earns a high dividend rate of 5.00% APY*.
Rounding up makes cents!
- Must have a SMACU checking account and debit card
- No fees, service charges, or minimums
- Purchases made with your SMACU debit card are rounded up to the next whole dollar amount
- The difference is deposited into your Round-Up Savings
- No additional deposits can be made after the account is opened. Only round up deposits allowed to this account via debit card purchases
*APY = Annual Percentage Yield. Interest earned on all accounts. All rates subject to change anytime.