Skip Navigation
Bank Online

Over 5,000 Locations Nationwide.

SMACU participates in the CO-OP Shared Branching Network. There are over 40 in Wisconsin, and over 5,700 locations nationwide! Click the link below to visit CO-OP Shared Branching website to find a location.

SHARED BRANCHING NOTICE – Effective October 1, 2022

Heartland Credit Union/Dane County Credit Union will no longer offer services through CO-OP Shared Branching.

We encourage our members to utilize our Mobile Deposit through our phone app for deposits. Download the SMACU app from your app store. 

For cash withdrawals, we suggest using your SMACU Debit Card to withdraw cash from the many free ATMs located throughout Madison. You can find fee-free ATMs by searching for Alliance One or download the app. If you do not have a debit card, please contact us about opening a checking account.

If you need help setting up automatic payments to loan accounts, please call us at 608-258-5062.

Find A Location Now

Other ways to find a location:


Text a Zip Code to 91989 to find nearby ATM and Shared Branch Locations.

SB = Shared Branch
SBX = Shared Branch Xpress


Call 1-888-SITE-CO-OP (888-748-3266) to find a location by telephone.

Call 888-837-6500 for live personal assistance.


Download the app for shared branch locations:

Questions? Contact Our Main Offices

Contact Us

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.