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The St. Mary’s & Affiliates CU Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the St. Mary’s & Affiliates CU Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of these terms of use:
St. Mary’s & Affiliates CU reserves the right to change the terms, conditions, and notices under which the St. Mary’s & Affiliates CU Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the St. Mary’s & Affiliates CU Site/Services constitutes your agreement to all such terms, conditions, and notices.

Personal and non-commercial use limitation:
Unless otherwise specified, the St. Mary’s & Affiliates CU Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the St. Mary’s & Affiliates CU site.

Links to third party sites:
The St. Mary’s & Affiliates CU Site/Services may contain links to third party Web sites (“Linked Sites”). The Linked Sites are not under the control of St. Mary’s & Affiliates CU and St. Mary’s & Affiliates CU is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. St. Mary’s & Affiliates CU is not responsible for webcasting or any other form of transmission received from any Linked Site nor is St. Mary’s & Affiliates CU responsible if the Linked Site is not working appropriately. St. Mary’s & Affiliates CU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by St. Mary’s & Affiliates CU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the St. Mary’s & Affiliates CU Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third parties. St. Mary’s & Affiliates CU shall not be responsible or liable for any part of any such dealings or promotions.

No unlawful or prohibited use:
As a condition of your use of the St. Mary’s & Affiliates CU Site/Services, you will not use the St. Mary’s & Affiliates CU Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the St. Mary’s & Affiliates CU Site/Services in any manner which could damage, disable, overburden, or impair any St. Mary’s & Affiliates CU Site/Service(s) (or the network(s) connected to any St. Mary’s & Affiliates CU Site/Service(s)) or interfere with any other party’s use and enjoyment of any St. Mary’s & Affiliates CU Site/Service(s). You may not attempt to gain unauthorized access to any St. Mary’s & Affiliates CU Site/Service, other accounts, computer systems or networks connected to any St. Mary’s & Affiliates CU Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the St. Mary’s & Affiliates CU Sites/Services.

Service contact: smacu@smacu.org

Termination/Access restriction:
St. Mary’s & Affiliates CU reserves the right, at its sole discretion, to terminate your access to the St. Mary’s & Affiliates CU Site/Services and the related services or any portion thereof at any time, without notice.

St. Mary’s & Affiliates CU may also terminate or suspend your access to St. Mary’s & Affiliates CU Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by St. Mary’s & Affiliates CU. Upon termination of the St. Mary’s & Affiliates CU Site/Service, your right to use the St. Mary’s & Affiliates CU Site/Service immediately ceases. St. Mary’s & Affiliates CU shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

Copyright and trademark notices:
All contents of the St. Mary’s & Affiliates CU Web Site is:
© 2017  St. Mary’s & Affiliates CU All Rights Reserved and/or its suppliers, 700 South Park Street, Madison, WI 53715.

Any rights not expressly granted herein are reserved.
©2017 St. Mary’s & Affiliates CU.

*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. APY = Annual Percentage Yield. Membership eligibility is required. Federally insured by the NCUA. St. Mary’s & Affiliates Credit Union is an Equal Housing Opportunity Lender. St. Mary’s & Affiliates Credit Union is a full-service financial institution serving Adams, Dane, Iowa, Juneau, Rock, and Sauk Counties.